tag:blogger.com,1999:blog-7130271424099276192.post2500244016764459214..comments2023-10-28T03:32:28.781-04:00Comments on Living on Ashley's Allowance: My Debt DilemmaAshley's Allowancehttp://www.blogger.com/profile/17185302133337577852noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-7130271424099276192.post-7331820272050908992010-06-30T15:16:43.153-04:002010-06-30T15:16:43.153-04:00Wow! student loans suck. i hate interest rates.....Wow! student loans suck. i hate interest rates...the first thing i would do is either try to consolidate into a lower interest rate or to call your credit card company and asked them to lower the interest. if you don't care for your credit, then you can skip a couple of payments and then negotiate with them. i know that sounds bad. but i actually did that with my dad. he had a few thousand dollars on a card and i called and asked them if he can either settle for less or lower the interest rate. and they said "you have been making the payments just fine. we can't offer you a settlement unless you have been missing the payments." that doesn't make sense at all but i was like fine. i told my dad to stop paying and his credit went down the drain. but now they are offering to settle at 40%. takes a few months and lots of annoying phone calls. <br /><br />but u r still young. u should probably only use that as ur last resort. good luck!<br /><br />and about saving money....don't eat out....only buy groceries that's on sale. freezer is your friend. you can stock up on meat when it's on sale.Joycehttps://www.blogger.com/profile/12292197361774008317noreply@blogger.comtag:blogger.com,1999:blog-7130271424099276192.post-88203040396763714492010-06-29T03:19:19.220-04:002010-06-29T03:19:19.220-04:00Good luck to you! Living and learning, it's wh...Good luck to you! Living and learning, it's what being in our 20's is all about... YOu seem determined to eliminate your debt, and that's a huge step in itself. Mint.com is pretty good if you need help visualizing your budget, too.Beezhttps://www.blogger.com/profile/10215159550578291624noreply@blogger.comtag:blogger.com,1999:blog-7130271424099276192.post-5772048522272511752010-06-28T22:35:07.783-04:002010-06-28T22:35:07.783-04:00wow girl! i feel ya, hubby has quite a bit of (pri...wow girl! i feel ya, hubby has quite a bit of (private school) student loans and they are such a pain! sounds like you have a great plan to get rid of them!tarahttps://www.blogger.com/profile/09856795703447678997noreply@blogger.com